Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Would you like to create a personalized quote?
Emily Osborne
Emily Osborne Ins Agcy Inc
Office Hours
After Hours by Appointment
Address
Liberty Lake, WA 99019
In the Liberty Lake Internet Portal/TierPoint Building across the street from the Athletic Club
Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Office Info
Simple Insights®
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Motorcycle insurance cost for new or vintage rides
Motorcycle insurance cost for new or vintage rides
Motorcycle insurance costs can vary between new, used, and classic or antique bikes. Understand the distinctions between each and how they can impact your motorcycle’s insurance cost.
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Viewing team member 1 of 4
Tara Caldwell
Office Manager
License #1053971
Born in Phoenix, Arizona, Tara moved to Coeur d'Alene in 1996, where she raised her daughter and two sons. Her life journey has taken her across the globe, living in vibrant places like Pakistan and visiting places like Dubai and London. In 2018, Tara met her husband, Tim, and they now enjoy life together on their countryside property in Liberty Lake, where they care for their beloved chickens. Since 2020, Tara has been a licensed team member, bringing a wealth of experience and deep commitment to our Agency. Her dedication to family is evident in the way she cares for her loved ones, and the same dedication shines through in her work. Tara brings an upbeat presence to our office, ensuring every customer feels valued and taken care of.
Viewing team member 2 of 4
Ashley Bice
Marketing Manager
License #1320273
Born and raised in Coeur d'Alene, Ashley has nearly a decade of experience in the service industry. Over the years, Ashley has honed various skills, including sewing and alterations in the wedding industry. With a background in photography that began in high school yearbook, Ashley has developed an eye for capturing moments and details. Her early twenties were marked by travel and backpacking throughout the PNW and Canada, enriching her appreciation for nature and adventure. In her free time, Ashley enjoys kayaking and hiking, making the most of the beautiful surroundings of her hometown. Her deep connection to the community has inspired her to seek ways to give back to the people and area that have shaped her life.
Viewing team member 3 of 4
Candace Miller
Customer Service Representative
License #1337297
Originally from Austin, MN Candace moved to the PNW in November of 2025 with her dog Calvyn to embark on a new adventure. She took on the brave task of loading all her belongings in a rental truck, with her car being towed behind making the 22-hour trek due west. In the last few years, her adventures have taken her to places like Switzerland, where she visited family. France, where she toured the romantic city of Paris and was a bridesmaid in a countryside wedding at a villa in the city of Lyon. She went backpacking across the country of Italy taking part in a group tour of the Amalfi Coast, as well as swimming in the sea of Naples and majestic Lake Como. In August of 2026, Candace embarked on a tour of the Canadian Rockies by train where she witnessed all the beauty of Banff National Park, Lake Louise, and Vancouver. Candace enjoys traveling, hiking with her dog, binge watching documentaries on Netflix and spending time with family and friends.
Viewing team member 4 of 4
Jake Dewitt
Insurance Account Representative
License #1343167
Born and raised in Post Falls, Jake has been a hard worker from the start beginning his first job as a paperboy at just 12. With many years of experience in the restaurant industry, he brings a strong focus on customer service and building lasting relationships to our Agency. Jake has a personality that makes him easy to get along with, and it's no surprise that everyone who meets him seems to like him right away. Outside of work, Jake is a proud husband and father to a son and daughter. He enjoys playing softball, following sports, and tending to his little farm with chickens, goats, a goose, a bunny, and a dog. Having visited 46 out of 50 states, Jake is always up for an adventure. He may not be the original Jake from State Farm, but he's definitely our favorite!