Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds
Would you like to create a personalized quote?
Emily Osborne
Emily Osborne Ins Agcy Inc
Office Hours
Address
Liberty Lake, WA 99019
In the Liberty Lake Internet Portal/TierPoint Building across the street from the Athletic Club
Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
-
Phone
(509) 927-2886
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds
Office Info
Office Info
Office Hours
-
Phone
(509) 927-2886
Languages
Simple Insights®
Small business benefits to offer
Small business benefits to offer
Benefits are a crucial part of a compensation package. Let’s take a look at some common small business benefits packages.
Tenant small business
Tenant small business
As you get ready to rent space for your business, there are considerations to keep in mind.
The Real Consequences of Drunk Driving
The Real Consequences of Drunk Driving
What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.
Social Media
Viewing team member 1 of 3
Lisa Ratzesberger
Customer Relations Representative
License #156721
Raised in Ephrata, Washington, Lisa married her husband Eric in 1999 and moved to Liberty Lake in 2000. She spent seven years as a loan officer before choosing to focus on raising their three children, Kylie, Sydni, and Miles. For 11 years, Lisa devoted herself to her family. In 2013, she brought that same dedication to our agency, quickly becoming an invaluable member of our team. Lisa's love for reading, scrapbooking, and music brings a creative and warm touch to our office environment. Her infectious laugh carries through our office! She's not only a detail oriented and organized professional but also someone who truly cares about each customer, ensuring they receive great service. Outside of work, Lisa treasures family game nights, reflecting her deep commitment to her loved ones. Her unwavering dedication to both her family and our State Farm family makes her an integral part of our success.
Viewing team member 2 of 3
Tara Caldwell
Insurance Account Representative
License #1053971
Born in Phoenix, Arizona, Tara moved to Coeur d'Alene in 1996, where she raised her daughter and two sons. Her life journey has taken her across the globe, living in vibrant places like Pakistan and visiting places like Dubai and London. In 2018, she met her husband, Tim, and they now enjoy life together on their countryside property in Liberty Lake, where they also care for their beloved chickens. Since 2020, Tara has been a licensed team member, bringing a wealth of experience and deep commitment to our agency. Her dedication to family is evident in the way she cares for her loved ones, and the same dedication shines through in her work. She brings a caring presence to our office, ensuring every customer feels valued and cared for.
Viewing team member 3 of 3
Ashley Bice
Marketing Service Assistant
Born and raised in Coeur d'Alene, Ashley has nearly a decade of experience in the service industry. Over the years, Ashley has honed various skills, including sewing and alterations in the wedding industry. With a background in photography that began in high school yearbook, Ashley has developed an eye for capturing moments and details. Her early twenties were marked by travel and backpacking throughout the PNW and Canada, enriching her appreciation for nature and adventure. In her free time, Ashley enjoys kayaking and hiking, making the most of the beautiful surroundings of her hometown. Her deep connection to the community has inspired her to seek ways to give back to the people and area that have shaped her life.