Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
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Emily Osborne
Emily Osborne Ins Agcy Inc
Office Hours
After Hours by Appointment
Address
Liberty Lake, WA 99019
In the Liberty Lake Internet Portal/TierPoint Building across the street from the Athletic Club
Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Office Info
Simple Insights®
Tire maintenance, safety and care
Tire maintenance, safety and care
Yes, you do need to learn how to take care of your tires. These seven simple to-dos can take just minutes.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
What is an education savings account?
What is an education savings account?
Education savings account income limits, contributions and withdrawals should all be considered when setting up this important college planning tool.
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Tara Caldwell
Office Manager
License #1053971
Born in Phoenix, Arizona, Tara moved to Coeur d'Alene in 1996, where she raised her daughter and two sons. Her life journey has taken her across the globe, living in vibrant places like Pakistan and visiting places like Dubai and London. In 2018, she met her husband, Tim, and they now enjoy life together on their countryside property in Liberty Lake, where they also care for their beloved chickens. Since 2020, Tara has been a licensed team member, bringing a wealth of experience and deep commitment to our agency. Her dedication to family is evident in the way she cares for her loved ones, and the same dedication shines through in her work. She brings a caring presence to our office, ensuring every customer feels valued and cared for.
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Ashley Bice
Marketing Manager
License #1320273
Born and raised in Coeur d'Alene, Ashley has nearly a decade of experience in the service industry. Over the years, Ashley has honed various skills, including sewing and alterations in the wedding industry. With a background in photography that began in high school yearbook, Ashley has developed an eye for capturing moments and details. Her early twenties were marked by travel and backpacking throughout the PNW and Canada, enriching her appreciation for nature and adventure. In her free time, Ashley enjoys kayaking and hiking, making the most of the beautiful surroundings of her hometown. Her deep connection to the community has inspired her to seek ways to give back to the people and area that have shaped her life.
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Candace Miller
Customer Service Representative
License #1337297
Originally from Austin, MN Candace moved to the PNW in November 2025 with her dog Calvyn to embark on a new adventure. She took on the brave task of loading all her belongings in a rental truck, with her car being towed behind making the 22-hour trek due west. In the last few years, her adventures have taken her to places like Switzerland, where she visited her cousin and other family. France, where she toured the romantic city of Paris and was a bridesmaid in a countryside wedding at a villa in the city of Lyon. She went backpacking across the country of Italy taking part in a group tour of the Amalfi Coast as well as swimming in the sea of Naples and majestic Lake Como. In August 2026, she embarked on a tour of the Canadian Rockies by train where she witnessed all the beauty of Banff National Park, Lake Louise, and Vancouver. Candace enjoys traveling, hiking with her dog, binge watching documentaries on Netflix and spending time with family and friends.
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Jake Dewitt
Insurance Account Representative
License #1343167